1/14/2024

Julie,

You have been a trusted financial advisor for Charles and Dorothea Denton for over 10 years, and more recently as the advisor for the D & C Denton Family Trust. During that time, we have always been provided with professional guidance, given access to a wide array of financial products, and been treated with courtesy and respect.

The result of this relationship has been diversified portfolio tailored to our need and goals.  With the dedicated help from Julie, Dorothea is financially secure and able to provide assistance to all of her grandchildren so they can make down payments for their first homes.

In addition to being a trusted Advisor, we have come to regard Julie as a close personal friend. We have also recommended her services to several friends and extended family members.

Best Regards,

Dorothea and Mitchell

January 15, 2024
To: Julie Abrams

I wanted to thank you for guiding me in financial matters for at least 10 years. You have always acted in a very professional way. You have presented many options to me for investing money in order to grow my investments. When I have had questions or concerns, you have explained your reasoning and always listened to my concerns or ideas.

I have learned to trust you and have never had any concerns in that matter. I appreciate that you are prompt in answering phone messages and that you visit me personally at least once a Quarter.

I also appreciate your friendly manner and interest in me personally as we chat to catch up on families when we are together.

Thank you for all you have done for me. I hope we will continue to work together on my investments for years to come.

Sincerely,
LA

January 23, 2024

For the past ten years Julie Abrams has been my financial advisor. I have been so grateful that she requests to meet with me quarterly in person. I know I can call her with questions and she will always return my call within 24 hours. This gives me peace of mind. The advice she recommends has always been in my best interest. I have a trusting relationship with Julie and I would and have recommended her to anyone needing financial advice.

Sincerely,
Maxine

Julie,

We have been working with you for over 15 years. We met you when our finances were in turmoil at Merrill Lynch. Since then, you have helped us immensely.

We appreciate you meeting with us regularly and helping us navigate the ups and downs of the market. We are currently living off the income our investments generate, and we appreciate you continuing to refine our plan to meet our needs as they have changed.

Steve and I depend on your good judgement and your financial insight to make sure we are prepared for the unexpected market fluctuations. We really appreciate the fact that you have access to products, which have increased our income and minimize our risk. You have always explained our choices and made sure we understood the investments before we proceed.

Julie, we have felt comfortable referring you to our closest friends and families because we trust you and know that you do what is in our best interest. Thank you for taking care of us all these years. You and your staff are excellent to work with and we are grateful for your commitment to our financial success.

Karen and Steve

January 24,2024

January 24, 2024

I came to know Julie through my Mom. She was my Mom’s Financial Advisor for almost 20 years. When it came time for us to plan for our retirement, my Mom highly recommended Julie.

Julie meets with us every quarter to go over our investments. In between visits, if I call, she’s quick to respond.

We trusted Julie's knowledge and guidance with our life savings 10 years ago. We are very grateful to Julie.

Debra & Gary

January 22, 2024

To Whom It May Concern,

I would just like to take this opportunity to share our thoughts and feelings about our financial advisor, Julie Abrams. We have had different financial advisors over the past several years. The reason we had so many is because we were never satisfied with how they handled things. Then we met Julie. And she has given us hope and faith in what a true financial advisor should be doing. Let me just mention a few of things that she has done.

It has worked out well that we have met on a quarterly basis to go over our finances. If we have questions or concerns in between our visits, she is very responsive to our emails or phone calls. She always has our best interests in mind.

Best of all, you can tell that she has done her homework when she shows up. She studies the money market and knows what we should do or shouldn't do. Nothing was worse than having a former advisor stop by and ask, "do you have any questions?”

We have been with Julie for over 10 years and haven't regretted it. I would not hesitate to recommend her financial services to anyone.

Warmest Regards,

James and Kathleen

February 1, 2024

Finding Julie Abrams was like finding shelter in a storm. When Bonnie and I were getting close to retirement, friends introduced us to Julie. She gave us suggestions as to what we needed to do before we retired. She wanted to make sure we understood the products she had available and how each would be employed. This was more than two years before we retired. Julie kept in contact with us throughout those two years.

When we did retire, she personally met with us several times to make sure we were situated properly and invested our money in several products that were available to us at the time and would best suit our retirement needs. Julie set out a plan that we agreed upon. She met with us quarterly, and was extremely responsive to our text messages, emails, and phone calls. We sleep well knowing we are following Julie’s advice.

Trust is an important asset. Julie is a trusted partner in our retirement journey. There is no person I know who I would trust as much as Julie. Her advice to us throughout this process has been spot on. What she, and her team, has provided to us is the advice and direction that worked for us. I would highly recommend the Abrams Financial Group to anyone nearing retirement, or those who are already retired and need a fresh set of eyes to help make sure they are getting the best advice they could get.

Bonnie and Bruce